{"id":701,"date":"2022-11-20T14:27:15","date_gmt":"2022-11-20T05:27:15","guid":{"rendered":"https:\/\/loan-news.co.kr\/?p=701"},"modified":"2022-11-18T14:34:12","modified_gmt":"2022-11-18T05:34:12","slug":"%ea%b7%bc%eb%a1%9c%ec%9e%90%ec%b1%84%eb%ac%b4%ed%86%b5%ed%95%a9%eb%8c%80%ec%b6%9c","status":"publish","type":"post","link":"https:\/\/loan-news.co.kr\/%ea%b7%bc%eb%a1%9c%ec%9e%90%ec%b1%84%eb%ac%b4%ed%86%b5%ed%95%a9%eb%8c%80%ec%b6%9c\/","title":{"rendered":"\uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c 7200\ub9cc \uc2b9\uc778\uacfc\uc815 \ubd84\uc11d"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_55 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" 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ez-toc-heading-4\" href=\"https:\/\/loan-news.co.kr\/%ea%b7%bc%eb%a1%9c%ec%9e%90%ec%b1%84%eb%ac%b4%ed%86%b5%ed%95%a9%eb%8c%80%ec%b6%9c\/#%EB%86%92%EC%9D%80_%EC%8B%AC%EC%82%AC%EA%B0%80%EC%A4%91%EC%B9%98\" title=\"\ub192\uc740 \uc2ec\uc0ac\uac00\uc911\uce58\">\ub192\uc740 \uc2ec\uc0ac\uac00\uc911\uce58<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/loan-news.co.kr\/%ea%b7%bc%eb%a1%9c%ec%9e%90%ec%b1%84%eb%ac%b4%ed%86%b5%ed%95%a9%eb%8c%80%ec%b6%9c\/#%EB%A7%A4%EC%9A%B0_%EA%B0%84%ED%8E%B8%ED%95%98%EA%B3%A0_%EB%8B%A8%EC%88%9C%ED%95%9C\" title=\"\ub9e4\uc6b0 \uac04\ud3b8\ud558\uace0 \ub2e8\uc21c\ud55c\">\ub9e4\uc6b0 \uac04\ud3b8\ud558\uace0 \ub2e8\uc21c\ud55c<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B7%BC%EB%A1%9C%EC%9E%90%EC%B1%84%EB%AC%B4%ED%86%B5%ED%95%A9%EB%8C%80%EC%B6%9C_7200%EB%A7%8C_%EC%8A%B9%EC%9D%B8%EA%B3%BC%EC%A0%95_%EB%B6%84%EC%84%9D\"><\/span>\uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c 7200\ub9cc \uc2b9\uc778\uacfc\uc815 \ubd84\uc11d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c &#8211; \uc2a4\ud39c\uc11c\ub294 \uad50\uc721\uc758 \ucd5c\ub300 \ubaa9\ud45c\ub294 \uc9c0\uc2dd\uc774 \uc544\ub2cc, \ud589\ub3d9\uc5d0 \uc788\ub2e4 \ud558\uc600\uc2b5\ub2c8\ub2e4. \ubc30\uc6c0\uc774\ub780, \uc0c1\ud669\uc5d0 \uc5b4\ub5bb\uac8c \ub300\ucc98\ud558\uace0 \ud310\ub2e8\ud560 \uac83\uc778\uac00 \uadf8 \uc9c0\uce68\uc744 \uacb0\uc815\ud558\uae30 \uc704\ud55c \ubc29\ubc95\uc774\ub77c\ub294 \uac83\uc774\uc9c0\uc694. \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\ub3c4 \uc774\uc640 \uac19\uc544\uc11c \uac01\uc790\uac00 \ucc98\ud55c \ud658\uacbd\uacfc \uad6c\ube44\ub41c \uc870\uac74\uc5d0 \ub530\ub77c \ub3c4\ub2ec\ud560 \uc218 \uc788\ub294 \ubaa9\ud45c\uac00 \ubb34\uc5c7\uc774\uba70, \uc774\ub97c \ud589\ud568\uc5d0 \uc788\uc5b4 \ub3c4\uc804\ub418\ub294 \uac01 \ubd80\uacb0\uc0ac\uc720\ub97c \uba85\ud655\ud788 \ud30c\uc545\ud558\uace0 \uc774\ub97c \ud574\uc18c\ud574 \uac00\ub294 \ubc29\ubc95\uc774\ub77c \ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-2' style='margin: 8px auto; text-align: center; display: block; clear: both;'>\n<\/p>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9256778315517854\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- 350x300 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:350px;height:300px\"\n     data-ad-client=\"ca-pub-9256778315517854\"\n     data-ad-slot=\"8975405538\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/p><\/div>\n\n\n\n\n<p>\ud604\uc2e4\uc801\uc73c\ub85c \ub3c4\ub2ec\ud560 \uc218 \uc788\ub294 \uc5c5\uad8c\uc774 \uc5b4\ub514\uc778\uac00\ub97c \uacb0\uc815\ud558\ub294 \uae30\uc900\uc740 1)\uadfc\ub85c\uae30\uc5c5\uc758 \ud06c\uae30, 2)\uc18c\ub4dd\uc5d0 \ube44\ub840\ud55c \ubd80\ucc44\ube44\uc728, 3)\ucd5c\uc885 \uc218\ub834\uac00\ub2a5\ud55c DSR\uac12\uc774\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 1\uae08\uc735\uad8c\uc5d0\uc11c \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\uc744 \uc644\uc131\ud558\uace0\uc790 \ud55c\ub2e4\uba74, \uc18c\ub4dd\uc5d0 \ube44\ub840\ud55c \ubd80\ucc44\ucd1d\ub7c9\uc774 \ucd5c\ub300 \uc5f0180%\ub0b4\uc5d0\uc11c\ub294 \ud3ec\uad04\ub418\uc5b4\uc57c \ud558\uba70, DSR\uc740 40%\uc774\ud558\uac00 \ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. 2\uae08\uc735\uad8c\uc5d0\uc11c\ub294 DSR50%\uac00 \ud5c8\uc6a9\ud55c \ubc94\uc8fc\uc548\uc5d0\uc11c\ub9cc \uc2b9\uc778\uc744 \uc774\ub04c\uc5b4 \ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>1. <a href=\"https:\/\/loan-news.co.kr\/%ec%83%88%ed%9d%ac%eb%a7%9d%ed%99%80%ec%94%a8-%eb%8c%80%ec%b6%9c\/\">\uc0c8\ud76c\ub9dd\ud640\uc528 \ub300\ucd9c \uace0\uc720\uac15\uc810\uacfc \uacf5\ud1b5 \ud1b5\uacfc\uc870\uac74<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B7%BC%EB%A1%9C%EC%9E%90%EC%B1%84%EB%AC%B4%ED%86%B5%ED%95%A9%EB%8C%80%EC%B6%9C_%EC%83%81%EB%8B%B4%EC%8B%A0%EC%B2%AD\"><\/span>\uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \uc0c1\ub2f4\uc2e0\uccad<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1\uae08\uc735\uad8c\uc5d0\uc11c \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \uc2b9\uc778\uc744 \uc5bb\uae30 \uc704\ud574\uc120, \ubd80\ucc44\uc758 \uc815\ub3c4\uc5d0 \ub530\ub77c \ub2e4\uc18c \ucc28\uac00 \uc788\uc73c\ub098 CB\uc810\uc218\uac00 N841, K856\uc810\uc774\uc0c1\uc774\uace0 \uc0ac\uc6a9\uc911 2\uae08\uc735\uc758 \uc218\uac00 1\uac74\ub0b4 \uc218\ub834\ub418\uc5b4\uc57c \uac00\ub9dd\uc774 \ub192\ub2e4 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860, \uc0ac\uc6a9\uc911 \ubd80\ucc44\uac00 \uc5f0\uc18c\ub4dd \uc218\uc900\uc5d0 \uba38\ubb38 \uacbd\uc6b0\ub294 \ubcf4\ub2e4 \ub0ae\uc740 CB\uc810\uc218\uc640 \ub2e4\uc218 2\uae08\uc735 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \ucd94\uac00\ud55c\ub3c4\ub97c \uc218\uae09, \uc774\ub97c \ubcc0\uc81c\ud558\ub294 \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \ubc29\uc548\uc744 \ubaa8\uc0c9\ud560 \uc218 \uc788\uc73c\ub098, \uacf5\uc5ec\ud55c\ub3c4\uc640 \uad6c\uc870 \ub2e8\uc77c\ud654\ub97c \uace0\ub824\ud55c\ub2e4\uba74 \ud574\ub2f9 CB\uc810\uc218\uc640 \uad6c\uc870\ub97c \ubaa9\ud45c\ud568\uc774 \ubc14\ub974\ub2e4 \ud560 \uc218 \uc788\uc8e0.<\/p>\n\n\n<div class='code-block code-block-2' style='margin: 8px auto; text-align: center; display: block; clear: both;'>\n<\/p>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9256778315517854\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- 350x300 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:350px;height:300px\"\n     data-ad-client=\"ca-pub-9256778315517854\"\n     data-ad-slot=\"8975405538\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/p><\/div>\n\n\n\n\n<p>\ubd80\ucc44\uac00 \ubcf4\ub2e4 \uacfc\ub2e4\ud558\uac70\ub098, \ud639\uc740 \uc7ac\uc9c1\ud68c\uc0ac\uac00 \uc6b0\uc218\ud558\uc9c0 \ubabb\ud574, 2\uae08\uc735\uad8c\uc5d0\uc11c \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\uc744 \uc644\uc131\ud574\uc57c \ud560 \ub54c\uc5d0\ub3c4 \uc774\ub294 2\ub2e8\uacc4\ub85c \uad6c\ubd84\ub41c \uc808\ucc28\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uccab\ub2e8\uacc4\uc5d0\uc11c\ub294 \ubd84\uc0b0\ub41c \ubd80\ucc44\ub97c \ub2e8\uc77c\ud558\uace0 \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uae08\uc561\uacfc \ub9ac\ubcfc\ube59, \ud604\uae08\uc11c\ube44\uc2a4\ub4f1\uc744 \uc18c\uac70, \ud604\uae08\ud750\ub984\uc758 \uac74\uc815\uc131\uc744 \ub418\ucc3e\uc544 CB\uc810\uc218\uc758 \uc0c1\uc2b9\uc744 \uc77c\uc73c\ud0a4\ub294\ub370 \uc8fc\ubaa9\uc801\uc774 \uc788\uace0, \ub450\ubc88\uc9f8 \uadfc\ub85c\uc790<a href=\"https:\/\/kin.naver.com\/qna\/detail.naver?d1id=8&amp;dirId=81105&amp;docId=421926369&amp;qb=7LGE66y07Ya17ZWp64yA7ZmY64yA7Lac&amp;enc=utf8&amp;section=kin.faq&amp;rank=1&amp;search_sort=0&amp;spq=0\">\ucc44\ubb34\ud1b5\ud569<\/a>\ub300\ucd9c \ub2e8\uacc4\uc5d0\uc11c\ub294 \uc55e\uc36c \uacfc\uc815\uc744 \ud1b5\ud574 \uad6c\ucd95\ub41c \uc870\uac74\uc5d0 \ubc14\ud0d5\ud558\uc5ec \ubcf4\ub2e4 \ub192\uc740 \ud55c\ub3c4, \ub0ae\uc740 \uc774\uc728, \uc774\uc0c1\uc801\uc778 \ubcc0\uc81c\ubc29\uc2dd\uc744 \uc801\uc6a9\ubc1b\uc544 \uae08\uc720\uc785\uc6a9\uc744 \ucd5c\uc801\ud654\ud558\ub294\ub370 \uadf8 \uc2e4\uc6a9\uac00\uce58\uac00 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B7%BC%EB%A1%9C%EC%9E%90%EC%B1%84%EB%AC%B4%ED%86%B5%ED%95%A9%EB%8C%80%EC%B6%9C_%EC%9E%90%EA%B2%A9%EC%A1%B0%EA%B1%B4\"><\/span>\uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \uc790\uaca9\uc870\uac74<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc790, \uc774\ubc88\ud30c\ud2b8\uc5d0\uc11c\ub294 \ud604\ud669\uc5d0\uc11c \uc989\uac01 \uc811\ud560 \uc218 \uc788\ub294 2\uae08\uc735\uad8c \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\uc744 \uc720\uc6a9\ud558\uc5ec, 1\uae08\uc735\uad8c\uc5d0\uc11c \uc694\uccad\ub418\ub294 \uc2b9\uc778\uc870\uac74\uc744 \uc218\ub834, \ubd80\ucc44\uc5d0 \uc758\ud55c \uc5b4\ub824\uc6c0\uc744 \ud0c8\ud53c\ud55c \uc2dc\ub840\ub97c \uc21c\uc11c\uc5d0 \ub530\ub77c \ubd84\uc11d\ud574 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc911\uacac\uae30\uc5c5\uc5d0 \uc885\uc0ac\uc911 \uc9c1\uc7a5\uc778\uc73c\ub85c \uc5f0\uc18c\ub4dd\uc774 \uc57d 7300\ub9cc, \uc774\uc5d0 170%\uc5d0 \uadfc\uc811\ud55c \ubd80\ucc44\ub97c \uc774\uc6a9\uc911\uc5d0 \uc788\uc5c8\ub294\ub370\uc694. 6\uc6d4\ub2f9\uc2dc NCIE\uac00 776, KCB\uac00612\uc810\uac00\ub7c9\uc774\uc5c8\uace0 \ucd1d 2\uae08\uc735\uc758 \uc218\uac00 5\uac74\uc73c\ub85c \ub2e4\uc911\ucc44\ubb34\uc640 \ub0ae\uc740 CB\uc810\uc218\uc5d0 \uc758\ud55c \ubb38\uc81c\ub97c \uac00\uc9c0\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-2' style='margin: 8px auto; text-align: center; display: block; clear: both;'>\n<\/p>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9256778315517854\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- 350x300 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:350px;height:300px\"\n     data-ad-client=\"ca-pub-9256778315517854\"\n     data-ad-slot=\"8975405538\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/p><\/div>\n\n\n\n\n<p>\uadf8\ub7ec\ub098, \ubd80\ucc44\ucd1d\ub7c9\uc774 1\uae08\uc735\uad8c \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\uc5d0 \uc218\ub834\ub420 \uc218 \uc788\uc5c8\uace0 \ubc30\uc6b0\uc790\uc640\uc758 \uacf5\ub3d9\uba85\uc758 APT\uac00 \uc788\ub294 \ubc18\uba74, \uc8fc\ub2f4\ub300\ub294 \uc790\uc2e0\uc758 \uc55e\uc73c\ub85c \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc544, \uc2ec\uc0ac\uacfc\uc815\uc5d0\uc11c\ub294 \uac15\uc810\uc774, DSR\uc5d0\uc11c\ub294 \ubd88\ub9ac\ud568\uc774 \uc5c6\ub294 \uc774\uc810\uc744 \uac16\ucd94\uace0 \uc788\uc5c8\uc8e0. \ub610\ud55c, \uc7ac\uc9c1\uc911 \ud68c\uc0ac\uac00 \uc6b0\ub7c9\ud558\uace0 \uc18c\ub4dd\uc5d0 \ube44\ud574 \ubd80\ucc44\uac00 \ud06c\uc9c0 \uc54a\ub2e4\ub294 \uac83\ub3c4 \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \uc9c4\ud589\uc5d0 \ub9e4\uc6b0 \uc720\ub9ac\ud55c \ubd80\ubd84\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc989, \ubd84\uc0b0\ub41c \ubd80\ucc44\ubb38\uc81c, \ub0ae\uc740 CB\uc810\uc218, \ud604\uae08\ud750\ub984\uc758 \ubd88\uc548\uc815\uc774\ub780 \uacfc\uc81c\ub9cc \ud574\uacb0\ud55c\ub2e4\uba74 \ucda9\ubd84\ud788 \uc18c\uc6d0\ud55c \ubc14\ub97c \uc131\ucde8\ud574 \ub0bc \uc218 \uc788\ub2e4\ub294 \uac83\uc774\uc5c8\uc8e0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%86%92%EC%9D%80_%EC%8B%AC%EC%82%AC%EA%B0%80%EC%A4%91%EC%B9%98\"><\/span>\ub192\uc740 \uc2ec\uc0ac\uac00\uc911\uce58<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc774\ub97c \uad6c\ud604\ud558\uae30 \uc704\ud55c \ub2f9\uc7a5\uc758 \uc218\ub2e8\uc740 2\uae08\uc735\uad8c \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\ub85c, \uc2e4\uc81c \uc55e\uc368 \uc5f4\uac70\ud55c \ucc28\uc8fc\uc758 \uac15\uc810\uc5d0 \ub300\ud574 \ubcf4\ub2e4 \ub192\uc740 \uc2ec\uc0ac\uac00\uc911\uce58\ub97c \ubd80\uc5ec\ud558\uace0 \ub2e8\uc810\uc5d0 \ub300\ud574 \ubcf4\ub2e4 \uc644\ud654\ub41c \ud3c9\uc744 \ud589\ud574\uc8fc\ub294 \uc8fc\uc694 \uae08\uc735\uc0ac\ub4e4\uc744 \uc120\ubcc4\ud558\uc600\uc2b5\ub2c8\ub2e4. K\uc800\ucd95\uc740\ud589\uc740 \uc774\uc790\uc728\uc774 \ub0ae\uc544 \ubc18\ub4dc\uc2dc \uc810\uac80\ud574 \ubcf4\uc544\uc57c \ud560 \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\uc774\uc5c8\uc9c0\ub9cc, \ub2e4\uc911\ubd80\ucc44\uc5d0 \uc2ec\uc0ac\uac15\ub3c4\uac00 \ub192\uc558\uace0, S\uc800\ucd95\uc740\ud589\uc740 \ud55c\ub3c4\uc5d0 \ud070 \uac15\uc810\uc744 \ubcf4\uc600\uc73c\ub098, \uc774\uc790\uc728\uc774 \ud0c0\ud589\ud5e4 \ube44\ud574 \ub192\ub2e8 \uc544\uc26c\uc6c0\uc774 \uc788\uc5c8\uc8e0.<\/p>\n\n\n<div class='code-block code-block-2' style='margin: 8px auto; text-align: center; display: block; clear: both;'>\n<\/p>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9256778315517854\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- 350x300 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:350px;height:300px\"\n     data-ad-client=\"ca-pub-9256778315517854\"\n     data-ad-slot=\"8975405538\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/p><\/div>\n\n\n\n\n<p>\uc774\uc640 \uac19\uc740 \uc120\ubcc4\uacfc \ube44\uad50\uacfc\uc815\uc744 \ud1b5\ud574 \uc6b0\ub9ac\ub294 \uac00\uc7a5 \uc774\uc0c1\uc801\uc778 \ud55c\ub3c4, \uc774\uc790\uc728, \ubcc0\uc81c\ubc29\uc2dd\uc744 \uc81c\uc2dc\ud55c D\uce90\ud53c\ud0c8\uc744 1\ucc28 \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \uc218\ub2e8\uc73c\ub85c \uacb0\uc815, \ucd1d 7100\ub9cc\uc744 13.4% 10\ub144 \uc6d0\ub9ac\uae08\uade0\ub4f1\uc73c\ub85c \uc2b9\uc778\ubc1b\uc544 5\uac74\uc758 2\uae08\uc735\uc744 1\uac74\uc73c\ub85c \uc218\ub834\ud558\uace0, \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uae08\uc561\uc744 \uc804\ubd80 \ud574\uc18c, \ud604\uae08\ud750\ub984\uc758 \uac74\uc815\uc131\uc744 \ud68c\ubcf5\ud558\uc600\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc6d4 \ubcc0\uc81c\uae08\uc561\uc744 50%\uc774\uc0c1 \ud558\ub77d\uc2dc\ud0b4\uc73c\ub85c\uc368, \ub2e8\uae30\uc801 \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \ubaa9\uc801\uc744 \ub2ec\uc131\ud558\uace0, CB\uc810\uc218\uac00 \ubaa9\uc801\ud55c \uc218\uc900\uae4c\uc9c0 \uc62c\ub77c\uac08 \uc218 \uc788\ub294 \uae30\uac04\uc744 \uacac\ub51c \uc218 \uc788\ub294 \uc5ec\ub825\uc744 \ub9c8\ub828\ud558\uc600\uc8e0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A7%A4%EC%9A%B0_%EA%B0%84%ED%8E%B8%ED%95%98%EA%B3%A0_%EB%8B%A8%EC%88%9C%ED%95%9C\"><\/span>\ub9e4\uc6b0 \uac04\ud3b8\ud558\uace0 \ub2e8\uc21c\ud55c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc774\ub85c\ubd80\ud130 \uc57d 130\uc77c\uc774 \uacbd\uacfc\ud558\uba74\uc11c \uc2dc\uac04\ud750\ub984\uc5d0 \ub530\ub77c \uc870\uae08\uc529 \ubd80\ucc44\ub294 \uc904\uace0 CB\uc810\uc218\ub294 \uc0c1\ud5a5, NICE\uc640 KCB\uac00 \ubaa8\ub450 850~860\uc810\ub370 \uc9c4\uc785\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ucc98\ub7fc, \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \uc801\uc6a9\uacfc\uc815\uc744 \ud1b5\ud574 1\uac74\uc73c\ub85c \uc815\ub9bd\ub41c 2\uae08\uc735\uad8c, 800\uc810 \uc911\ud6c4\ubc18\uc744 \ucd08\uacfc\ud55c \uc2e0\uc6a9\ub3c4, \uadf8\ub9ac\uace0 \uc7a5\uae30\uac04 \uc548\uc815\ub41c \uc774\ub825\uc744 \uac16\ucda4\uc73c\ub85c\uc368 1\uae08\uc735\uad8c\uc758 \uc801\uc808\ud55c \ub0b4\ubd80\ub4f1\uae09\uc744 \ud1b5\uacfc, \uc55e\uc368 \ubc1b\uc740 <a href=\"https:\/\/www.hani.co.kr\/arti\/economy\/startup\/1066603.html\">D\uce90\ud53c\ud0c8<\/a> \uc0c1\ud658\uc870\uac74\uc73c\ub85c \ucd5c\uc885 7200\ub9cc \uc2b9\uc778\uc744 \ud68d\ub4dd\ud574 \ub0bc \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-2' style='margin: 8px auto; text-align: center; display: block; clear: both;'>\n<\/p>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9256778315517854\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- 350x300 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:350px;height:300px\"\n     data-ad-client=\"ca-pub-9256778315517854\"\n     data-ad-slot=\"8975405538\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n<\/p><\/div>\n\n\n\n\n<p>\ub9e4\uc6b0 \uac04\ud3b8\ud558\uace0 \ub2e8\uc21c\ud55c Process\uc774\uc9c0\ub9cc, \uc815\uc791 \uc9c1\uc811\uc801\uc778 \uc758\uc0ac\uacb0\uc815\uc744 \ud574\uc57c \ud560 \ub54c\ub294 \ubb34\uc5c7\uc774 \ucd5c\uc801\ud55c \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c \ud574\ubc95\uc774\uba70, \uc774\ub97c \ud1b5\ud574 \uc5bb\uc744 \uc218 \uc788\ub294 \ud6a8\uacfc\uac00 \ubb34\uc5c7\uc778\uc9c0, \uc5b8\uc81c\/ \uc5b4\ub514\uc11c\/ \ubb34\uc5c7\uc744\/ \uc5b4\ub5bb\uac8c\ub77c\ub294 \ucd1d\uccb4\uc801\uc778 \ubc29\ud5a5\uc131\uc744 \uc54c\uae30\ub780, \uadf8\ub9ac \uc26c\uc6b4 \uc77c\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub610\ud55c, \uc608\uc0c1\ud55c \uac83\uacfc \ub2ec\ub9ac \uc77c\uc774 \ud758\ub7ec\uac08\ub54c\ub294 \uc5b4\ub5bb\uac8c \ub300\ucc98\ub97c \ud574\uc57c \ud560 \uac83\uc774\uba70, \ub3cc\ubc29\uc0c1\ud669\uc5d0\uc11c\uc758 \ucc98\uc2e0\ub4f1\uc740 \uc5ec\uac04 \ud480\uae30 \ub09c\uac10\ud55c \uc219\uc81c\uac00 \uc544\ub2d0 \uc218 \uc5c6\uc9c0\uc694. \uc774\uc640\uac19\uc740 \ubb38\uc81c\ub97c \uc2dc\uc758\uc801\uc808\uc774 \ud574\uacb0\ud558\uace0 \uc804\uc9c4\ud574 \ub098\uac00\uae30 \uc704\ud574\uc120, \uae08\uc735\uc2dc\uc7a5\uc758 \uc218\ub9ce\uc740 \uc0c1\ud488\ub4e4\uc5d0 \ub300\ud55c \uc218\uc900 \ub192\uc740 \uc774\ud574\uc640 \uc9c0\uc2dd, \uadf8\ub9ac\uace0 \uaca9\ub3d9\ud558\ub294 \ud658\uacbd\uc5d0\uc11c \ud544\uc694\ud55c \uc815\ubcf4\ub97c \uc989\uac01 \uc218\uae09\ud558\uace0, \uc774\ub97c \uc2a4\uc2a4\ub85c\uc5d0\uac8c \uc720\uc6a9\ud1a0\ub85d \uc801\uc6a9\ud574 \ub0bc \uc218 \uc788\ub294 \uc5ed\ub7c9\uc744 \ubc18\ub4dc\uc2dc \uac16\ucdb0\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/loan-news.co.kr\/%ea%b5%ad%eb%af%bc%ec%97%b0%ea%b8%88-%ec%88%98%eb%a0%b9%eb%82%98%ec%9d%b4\/\">\uad6d\ubbfc\uc5f0\uae08 \uc218\ub839\ub098\uc774 \uc0c1\uc138\ud558\uac8c<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/%ec%98%88%ea%b8%88-%ec%9d%b4%ec%9e%90-%eb%86%92%ec%9d%80-%ec%9d%80%ed%96%89\/\">\uc608\uae08 \uc774\uc790 \ub192\uc740 \uc740\ud589 \uc815\ub9ac!<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/%ec%86%8c%ec%83%81%ea%b3%b5%ec%9d%b8-%ec%a0%95%ec%b1%85%ec%9e%90%ea%b8%88-%eb%8c%80%ec%b6%9c\/\">\uc18c\uc0c1\uacf5\uc778 \uc815\ucc45\uc790\uae08 \ub300\ucd9c \uc2e0\uccad\uc740?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/2022-%eb%8f%85%ea%b0%90%ec%98%88%eb%b0%a9%ec%a0%91%ec%a2%85\/\">2022 \ub3c5\uac10\uc608\ubc29\uc811\uc885<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/%ec%9c%a1%ec%95%84%ed%9c%b4%ec%a7%81-1%eb%85%84-6%ea%b0%9c%ec%9b%94\/\">\uc721\uc544\ud734\uc9c1 1\ub144 6\uac1c\uc6d4 \uc27d\uac8c!<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/%eb%89%b4%ed%86%a0%eb%81%bc-%eb%a7%88%eb%82%98%ed%86%a0%eb%81%bc-%eb%b6%81%ed%86%a0%eb%81%bc-%eb%aa%a8%eb%91%90-%eb%b6%88%eb%b2%95\/\">\ub274\ud1a0\ub07c \ub9c8\ub098\ud1a0\ub07c \ubd81\ud1a0\ub07c \ubaa8\ub450 \ubd88\ubc95<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/%ec%97%b0%eb%a7%90%ec%a0%95%ec%82%b0-%eb%af%b8%eb%a6%ac%eb%b3%b4%ea%b8%b0\/\">\uc5f0\ub9d0\uc815\uc0b0 \ubbf8\ub9ac\ubcf4\uae30 \uc11c\ube44\uc2a4 \uc774\uc6a9\ubc29\ubc95!!<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/%eb%b2%84%ea%b1%b0%ed%82%b9-11%ec%9b%94%ed%96%89%ec%82%ac\/\">\ubc84\uac70\ud0b9 11\uc6d4\ud589\uc0ac \uc774\ubca4\ud2b8<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/loan-news.co.kr\/%ec%9e%90%eb%8f%99%ec%b0%a8-%ec%b1%84%ea%b6%8c-%ed%99%98%ea%b8%89-%ec%a1%b0%ed%9a%8c\/\">\uc790\ub3d9\ucc28 \ucc44\uad8c \ud658\uae09<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/clean-box.co.kr\/1%ea%b8%88%ec%9c%b5%ea%b6%8c-%eb%8c%80%ed%99%98%eb%8c%80%ec%b6%9c\/\">1\uae08\uc735\uad8c \ub300\ud658\ub300\ucd9c<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c 7200\ub9cc \uc2b9\uc778\uacfc\uc815 \ubd84\uc11d \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c &#8211; \uc2a4\ud39c\uc11c\ub294 \uad50\uc721\uc758 \ucd5c\ub300 \ubaa9\ud45c\ub294 \uc9c0\uc2dd\uc774 \uc544\ub2cc, \ud589\ub3d9\uc5d0 \uc788\ub2e4 \ud558\uc600\uc2b5\ub2c8\ub2e4. \ubc30\uc6c0\uc774\ub780, \uc0c1\ud669\uc5d0 \uc5b4\ub5bb\uac8c \ub300\ucc98\ud558\uace0 \ud310\ub2e8\ud560 \uac83\uc778\uac00 \uadf8 \uc9c0\uce68\uc744 \uacb0\uc815\ud558\uae30 \uc704\ud55c \ubc29\ubc95\uc774\ub77c\ub294 \uac83\uc774\uc9c0\uc694. \uadfc\ub85c\uc790\ucc44\ubb34\ud1b5\ud569\ub300\ucd9c\ub3c4 \uc774\uc640 \uac19\uc544\uc11c \uac01\uc790\uac00 \ucc98\ud55c \ud658\uacbd\uacfc \uad6c\ube44\ub41c \uc870\uac74\uc5d0 \ub530\ub77c 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